Mistakes To Avoid 




Long-term care planning can be challenging.  Avoiding common mistakes can simplifiy the process for you.




1.  The “it won’t happen to me” or “I still have plenty of time” attitude!

No one wants to believe or expect they may need long-term care in the future. But, the risk is a reality. The only time that’s too late to consider long-term care protection is once you need it. Don’t wait until it's too late to decide to plan for your future.


2. Believing someone else will pay for your long-term care. 

Government programs generally do not pay for long-term care, and the ones that do, pay a very limited amount. So, it is YOUR responsibility to plan and protect yourself.


3. Buying insurance from an agent that doesn't specialize in LTCI.

This is a big purchase, so you want someone who knows the ins and outs to guide you through the process. Find someone who is knowledgeable in the field, can shop around to get you the best coverage for the best price and who can explain everything to you along the way.

Avoid common mistakes. Contact us at info@gurleyltci.com.


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